Privacy Statement for Kim Garside Reyes
 
Kim Garside Reyes has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for namely the URL (uniform resource locator) http://garsiderealty.com, and any of its subdirectories.

Kim Garside Reyes is committed to ensuring the privacy of users of this web site. In the interest of client confidentiality, Kim Garside Reyes does not disclose (except where required by state or federal law) or sell to third parties (e.g., junk e-mailers also known as spammers) any information electronically submitted by any user.Registration Forms - Our site's registration form requires users to give us contact information (like their name, email, and postal address). Contact information from the registration forms is used to get in touch with the customer when necessary.

Surveys - Our online surveys ask visitors for contact information (like email address). Contact information from the surveys is used to get in touch with the visitor when necessary.

Contests - We run contests on our site in which we ask visitors for contact information (like email address). Contact information from the contests is used to get in touch with the visitor when necessary.

External Links - This site contains links to other sites. Kim Garside Reyes is not responsible for the privacy practices or the content of such Web sites.

Choice/Opt-Out
You can send email to optout@garsiderealty.com

Data Quality/Access
This site gives users the following options for changing and modifying information previously provided:

You can send email to changeinfo@garsiderealty.com

In certain instances, however, Kim Garside Reyes may refer users of this site to other licensed real estate brokers, licensed realtors®, mortgage lenders, attorneys-at-law, certified public accountants, licensed insurance agents, home inspectors, building contractors and/or other parties who may be of assistance in facilitating real estate transactions. Such referrals may require sharing some or all of the information supplied by the user to the aforementioned professionals, who are not under the control of Kim Garside Reyes. To opt out of any such referral, please contact Kim Garside Reyes by e-mail at  optout@garsiderealty.com or call (503) 380-4195.

Electronic communications policy statement:

In transmitting electronic communications to Kim Garside Reyes, the user of this web site is requesting that Kim Garside Reyes send information to or contact the user regarding real estate or other business matters. Kim Garside Reyes will make every effort to accommodate reasonable requests for information pertaining to real estate transactions in a timely manner but makes no guarantees for the timeliness of such responses. The user should be aware that Kim Garside Reyes is not responsible for delay, non-delivery or non-receipt of any information exchanged between Kim Garside Reyes and the user or vice versa due to internet connectivity problems, man-made or natural disasters, force majeure, computer malfunctions or incorrect contact information (including but not limited to e-mail addresses, mailing addresses, telephone, cellular, pager or fax numbers) supplied by the user.

The user should also be aware that electronic communications sent over the internet might not be secure. Kim Garside Reyes is aware that emerging technologies present new challenges for internet user privacy and strives to comply voluntarily with guidelines established by numerous information privacy organizations.

For more information on information privacy, e-mail encryption, computer and data security, digital signatures and electronic commerce, please visit the following organizations:

Electronic Frontier Foundation
http://www.eff.org
Electronic Privacy Information Center
http://www.epic.org/
Interactive Services Association
http://www.isa.net/
Pretty Good Privacy
http://www.pgp.com
Privacy International
http://www.privacy.org/pi/
RSA Data Security, Inc.
Http://www.rsa.com
Verisign, Inc.
Http://www.verisign.com
Caveat emptor:

In any legal, tax, accounting, real estate or insurance transaction, you should use due diligence and consult your own attorney-at-law, mortgage banker, commercial banker, investment advisor, financial advisor, licensed insurance agent, home inspector, licensed land surveyor, tax advisor and/or certified public accountant for guidance, advice, instruction and/or counsel. Caveat emptor. Buyer beware.

Statement of jurisdiction:

Kim Garside Reyes is a licensed broker® in the state of Oregon, United States of America. Therefore, any bids, offers, listings and/or advertisements contained in this web site to buy, sell, lease, rent, exchange or trade realty, real estate or real property are valid only within the jurisdiction of the state of Oregon in the United States of America and are null and void in any and all other jurisdictions either foreign or domestic where prohibited by law.

General legal disclaimers:

By accessing, browsing and/or using this web site, you acknowledge that you have read, understood and agree to be bound by the terms and conditions of use set forth on this web page and to comply with all applicable laws and regulations, including the rules and laws of the state of Oregon´s US export and re-export control laws and regulations.

If you do not agree to these terms and conditions of use, do not use this web site.

The laws of the state of Oregon in the United States of America govern any claim relating to, and the use of, this web site and the materials contained herein.

The information contained in this web site is provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to the implied warranties of merchantability fitness for a particular purpose or non-infringement.

Kim Garside Reyes and it´s Brokers are not experts in or licensed in the areas of law, insurance, tax or accounting and do not give guidance, advice, instruction or counsel in legal, insurance, tax or accounting matters.

The information contained in this web site could include technical inaccuracies or typographical errors. Changes may be periodically added to the information herein.

The user is solely responsible for decisions based on any information contained in this web site, namely the URL (uniform resource locator) http://garsiderealty.com, and any of its subdirectories.

In no event shall Kim Garside Reyes be liable for any special, incidental, indirect or consequential damages of any kind or any damages whatsoever resulting from the loss of use, data or profits, whether or not advised of the possibility of damage or whether in an action of contract, negligence or other tortuous action, under any theory of liability, arising out of or in connection with the use or performance of the information contained on this web site or information obtained by the user from any hyperlinks to documents located outside of this web site, namely the URL (uniform resource locator) http://garsiderealty.com, and any of its subdirectories.

Linked web sites outside of the bounds of the URL (uniform resource locator) http://garsiderealty.com, and any of its subdirectories, are not under the control of Kim Garside Reyes. Therefore, the aforementioned individuals or entities disclaim all responsibility for the contents of any linked site or any link contained in a linked site or any changes or updates to such web sites.

URL's pointing to documents outside of this web site are provided to you only as a matter of convenience. The inclusion in this web site of any URL does not imply endorsement of specific vendors, other entities, groups or organizations by Kim Garside Reyes.

Code of ethics & standards of practice of the National Association of Realtors®:

As a licensed realtor® in the state of Oregon, Kim Garside Reyes subscribes to and abides by the code of ethics & standards of practice of the National Association of Realtors®.

Fair & equal housing opportunity statement:

"Every American has a right to fair housing. The right to live where you choose, to raise a family, to own a home - in dignity and without fear of discrimination - is a fundamental right guaranteed to all. It cannot be denied to anyone because of race, color, national origin, religion, sex, familial status, or handicap."

The fair housing act:

The fair housing act prohibits discrimination in housing because of:

- Race or color

- National origin

- Religion

- Gender

- Familial status (including children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18).
Handicap.
 
The fair housing act covers most housing. In some circumstances, the act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker, and housing operated by organizations and private clubs that limit occupancy to members.

In the sale and rental of housing, no one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:

- Refuse to rent or sell housing.
 
- Refuse to negotiate for housing.

- Make housing unavailable.

- Deny a dwelling.

- Set different terms, conditions or privileges for sale or rental of a dwelling.

- Provide different housing services or facilities.

- Falsely deny that housing is available for inspection, sale, or rental.

- For profit, persuade owners to sell or rent (blockbusting).

- Deny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing.

- In mortgage lending, no one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:

- Refuse to make a mortgage loan.

- Refuse to provide information regarding loans.

- Impose different terms or conditions on a loan.

- Discriminate in appraising property.

- Refuse to purchase a loan.

- Set different terms or conditions for purchasing a loan.

In addition, it is illegal for anyone to:

- Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise that right.

- Advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status, or handicap. This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the fair housing act.

If you or someone associated with you:

Have a physical or mental disability (including hearing, mobility and visual impairments, chronic alcoholism, chronic mental illness, aids, aids related complex or mental retardation) that substantially limits one or more major life activities, have a record of such a disability, are regarded as having such a disability, then your landlord may not:

- Refuse to let you make reasonable modifications to your dwelling or common use areas, at your expense, if necessary for the handicapped person to use the housing. (Where reasonable, the landlord may permit changes only if you agree to restore the property to its original condition when you move.)

- Refuse to make reasonable accommodations in rules, policies, practices or services if necessary for the handicapped person to use the housing.
     Example: a building with a "no pets" policy must allow a visually impaired tenant
     to keep a guide dog. 

     Example: an apartment complex that offers tenants ample, unassigned parking
     must honor a request from a mobility-impaired tenant for a reserved space near
     her apartment if necessary to assure that she can have access to her apartment.

However, housing need not be made available to a person who is a direct threat to the health or safety of others or who currently uses illegal drugs.

Unless a building or community qualifies as housing for older persons, it may not discriminate based on familial status. That is, it may not discriminate against families in which one or more children under 18 live with:

- A parent.

- A person who has legal custody of the child or children.

- The designee of the parent or legal custodian, with the parent or custodian's written permission.

- Familial status protection also applies to pregnant women and anyone securing legal custody of a child under 18.

Exemption: housing for older persons is exempt from the prohibition against familial status discrimination if:

The secretary of the U.S. department of housing & urban development has determined that it is specifically designed for and occupied by elderly persons under a federal, state or local government program.

- It is occupied solely by persons who are 62 or older

- It houses at least one person who is 55 or older in at least 80 percent of the occupied units; has significant services and facilities for older persons; and adheres to a published policy statement that demonstrates intent to house persons who are 55 or older. The requirement for significant services and facilities is waived if providing them is not practicable and the housing is necessary to provide important housing opportunities for older persons. 

A transition period permits residents on or before September 13, 1988, to continue living in the housing, regardless of their age, without interfering with the exemption.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

webmaster@kimgarside.com