Budget Basics Work Sheet   The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.   Income   Take-Home Pay/All Family Members   Child Support/Alimony   Pension/Social Security   Disability/Other Insurance   Interest/Dividends   Other   Total Income     Expenses   Rent/Mortgage   Life Insurance   Health/Disability Insurance   Vehicle Insurance   Homeowners or Other Insurance   Car Payments   Other Loan Payments   Savings/Pension Contribution   Utilities   Credit Card Payments   Car Upkeep   Clothing   Personal Care Products   Groceries   Food Prepared Outside the Home   Medical/Dental/Prescriptions   Household Goods   Recreation/Entertainment   Child Care   Education   Charitable Donations   Miscellaneous   Total Expenses=   Remaining Income After Expenses=     Reprinted from Realtor® Magazine Online by permission of the National Association of Realtors® Copywrite 2004 All Rights

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